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”Real integrity is doing the right thing, knowing that nobody's going to know whether you did it or not.” – Oprah Winfrey.

Financial advisers are fiercely proud of what they do and since RDR, most are 100% fee-based businesses. All are professional and most aspire to be treated as a profession. 

 
 
   
 
 
 
 
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In the last 15 years, world clothing production has almost doubled, with more than 300 million people employed along its value chain. However, the growth of this huge industry has come at a significant cost, and there is now increasing awareness of its outsized environmental and societal impacts*.

 
 
   
 
 
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Scottish Mortgage is the UK’s largest investment trust. Join joint managers James Anderson and Tom Slater, as they discuss why they believe that it is the impact of a very small group of exceptional companies leading fundamental change in industry, the economy and society that is driving returns for long-term investors. 
 
 
   
 
 
 
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Seneca IM’s Head of Business Development, Stephen Hunter speaks with Peter Elston, CIO, as they discuss his outlook for 2019 as well as the reasons for a late 2018 “Kaboom”. 
 
 
 
 
 
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FundsNetwork's guide to pension and ISA allowances can help support your conversations with clients at this time of the year. It sets out the key information your clients may need about tax, to understand how they can make the most of their savings.
 
 
   
 
 
 
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Relevant Life Insurance could be an important financial planning solution for small businesses. It’s a tax efficient way of providing a death-in-service benefit and doesn’t contribute to the policyholder’s pension lifetime allowance. 
 
 
 
 
 
 
 
 
Back in 2017, the government reduced the number of employee benefits that would have previously attracted tax savings when arranged through salary sacrifice schemes.
 
 
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Brexit uncertainty appears to have hit sentiment for UK property, but while certain sentiment indices have led to gloomy headlines, actual home price results have been much better.
 
 
 
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*Community facts provided by Equifax Touchstone. Q3 2017
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